Disability Income Insurance

Disability Income Insurance is designed to give you and your employees new security and peace-of-mind. It provides an income you can count on if you are sick or injured and can't work. It's vital protection for your family and a first-rate benefit package to attract and keep valued personnel.

Here is a brief overview of benefits. Please download and read product brochures for further details about these plans.

 

Also Available
Our newest offer: the Personal Group Disability Income Protection Plan for individual members, employees and their spouses, offered by The Hartford. Once approved for this plan, you are automatically eligible for Guaranteed Issue Term Life Insurance.

Coverage is not currently available to California and New York residents.

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Product

Long Term
Disability
(LTD)

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Long Term
Disability
(LTD)

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Short Term
Disability
(STD)

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Carrier Standard Insurance Company The United States Life Insurance Company in the City of New York The United States Life Insurance Company in the City of New York
Firm Size 1 or more enrolling employees 1 or more enrolling employees 1 or more enrolling employees
Maximum Benefit $10,000 monthly $10,000 monthly $500 weekly
Guaranteed Issue $5,000 maximum in firms of 3-9.
$10,000 maximum in firms of 10 or more.		 $5,000 maximum in firms of 5 or more.

Yes.
You can't be turned down.
Waiver of Premium Included Included None
Cost-of-Living Increase None Included in 2 of 3 plans None
Survivor Income Benefit Included Included in 2 of 3 plans None
Assisted Living Benefit Included* None None
Added Life Insurance $5,000 None None
Rate Guarantee 1 year 1 year 1 year
Product Information and Rates Product Information and Rates Product Information and Rates
*Extra protection for the severely disabled.