Life/AD&D Insurance

Financial advisors recommend providing life insurance protection equal to at least five times annual income. This is an excellent opportunity for you and your employees to obtain basic or additional Life Insurance at affordable group rates.

Here is a brief overview of Benefits. Please download and read brochures for further details about these plans.


Product

Life/AD&D

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Life/AD&D

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Carrier Standard Insurance Company The United States Life Insurance Company in the City of New York
Firm Size 1 or more enrolling employees 1 or more enrolling employees
Life Benefit Choice of $50,000, $25,000 or $10,000 Up to $200,000
Guaranteed Issue $10,000 coverage in firms of 3-9 enrolling employees.
$50,000 or less in firms of 10+ enrolling employees.

$50,000 or less in firms of 5-9 enrolling employees.
$100,000 or less in firms of 10+ enrolling employees ($75,000 or less if age 50+).

Waiver of Premium for Disability Included Included
Accelerated Living Benefit Included Included
Additional AD&D Benefits Included None
Additional Life Insurance Available Available
Dependent Life Coverage Available Available
Rate Guarantee 1 year 1 year
Product Information and Rates Product Information and Rates