Your family’s lifestyle, your home, your children’s educations, and your retirement all depend on your ability to work.  How would you continue to pay your bills if you suddenly become too sick or too disabled to work?

Welcome to SDMS’ Disability Income Insurance Protection Plan.  Now as SDMS members you have the ability to help protect your income in the event of a disabling accident.  This quality plan has been developed exclusively for SDMS members by Kelsey National Corporation and The Hartford Life Insurance Company.  Consider the following:

• 3 in 10 workers entering the work force today will become disabled before retiring.
  (Social Security Administration Fact Sheet 2007)
• Over 65% of working-aged adults with disabilities are unemployed.  Of those working adults, nearly one-third earn an income below the poverty level.
  (Disability Funders Network, disabilityfunders.org, 01/08/08)
• 69% of the private sector workforce has no long-term disability insurance.
  (Social Security Administration 2008 Basic Facts)

Download the application now
to begin your income protection!

DOWNLOAD APPLICATION

The SDMS Disability Income Insurance Protection Plan can be customized to help meet your specific needs. It offers coverage amounts from $500 to $2,500 per month in $100 intervals, covering up to 60% of your income.  Download the application for more information, including costs, exclusions, limitations, and terms of coverage.

Please note:  Because of state insurance regulations, this insurance plan may not currently be available in all states.
Coverage is not currently available to California and New York residents.